Principle Reductions to Mortgage Balances would not Help the San Diego Real Estate Market…

There is a discussion floating around town that has landed in the local paper with staggeringly ignorant insights, so it’s a Must that I write about it here… The question is, “Should the Banks reduce mortgage principle for the sake of bettering the Real Estate Market in San Diego?” Fortunately, this is very easy to […]

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What if the San Diego Real Estate Market tanks completely from here?

Today I was caught off-guard a little by a question that came in from a Listener, Jeremiah. Is it not a total consensus that this is the perfect time to buy San Diego Real Estate? Well, Jeremiah hit me with this: Mr. Credit,  What happens if You’re wrong about Real Estate in San Diego? What’s […]

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Should Fannie Mae and Freddie Mac give Principle Forgiveness to Homeowners in Distress?

Drastic times call for drastic measures, but what is really “Fair” here?  Government programs designed to bring relief to homeowners in a bind with their mortgages may not qualify as ‘drastic,’ but are indicative of the dire situation facing many of us fearing the loss of our homes in San Diego. As a Radio Show […]

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The Hot & Cold Zones for San Diego Real Estate

Below is an image showing You the median price for single-family sales of San Diego County Real Estate for the first half of 2011. This info is provided by Lily Leung and the San Diego Union Tribune. But what does it mean? Is it reliable? Because this information is being provided on a Percentage-basis, You […]

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What the Government SHOULD do to Stimulate the Economy

It’s no secret… When San Diego Real Estate is doing well, the Economy soars with new business and money flows throughout Service and Retail Industries alike. Focusing on how to stimulate Real Estate, is actually quite simple. In fact, this can be done with no up-front money from the Government and very little long-term risk. […]

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